Illinois Retired Teachers Association


Lost Your Insurance Benefits?
We Got Them Back For You!

Our association works hard to protect your pension AND your insurance benefits. This is one of the main advantages of being a member and one of the main reasons we are here for you!

Thanks to our trusted partner, Association Member Benefits Advisors (AMBA), members are eligible for exclusive supplemental insurance. Get special group rates on dental, vision, long-term care, home healthcare, cancer, heart, stroke, accident, life insurance, and other policies.

If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll online.

JOIN IRTA TO BENEFIT FROM OUR BENEFITS >

Dental Coverage Image

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

So many plans don’t let you choose your own dentist, and many have long waiting periods before you get coverage. The good news? We’ve fixed all that:

  • See any dentist you want. You're not required to stay inside the network.
  • No waiting periods during open enrollment.
  • Access providers nationwide. There are 400,000 providers to serve your needs, whether you're at home or traveling the U.S.
  • No-deductible cleanings & exams. Routine cleanings and oral exams twice per calendar year are 100% covered.
  • Low deductible: just $75 per calendar year per person, which can be applied toward fillings, crowns, x-rays, anesthesia, oral surgery, perio-cleanings, root canals, dentures, and other procedures as shown below.
  • High calendar-year maximum. Yours is $1,500. With Dental Rewards® you can carry over a portion of your unused maximum to the next benefit period, up to a maximum of $2,500.
  • Save 20 - 40% if you pick a dentist in the Ameritas Dental Network. Find one at findproviders.net or call Ameritas at 888-239-3336.
  • Guaranteed rates, all the way through December 2018.

JOIN IRTA TO BENEFIT FROM OUR BENEFITS >

VISION COVERAGE WITH A CLEAR DIFFERENCE

Without a vision plan, the average exam and glasses cost more than $450. This comprehensive plan from Vision Service Plan (VSP) can save you hundreds of dollars, not to mention the health of your eyes. Benefits include:

  • One-stop convenience. Our network of doctors provides eye exams and eyewear to take care of all your vision needs.
  • Low monthly rates: about $10/month for you and less than $20/month for you and a spouse or dependent.
  • Big savings on frames: $150 allowance for a wide selection of frames and $170 for featured frame brands, with 20% savings on the amount over your allowance.
  • Nationwide access to thousands of experienced optometrists and ophthalmologists in rural and metropolitan areas throughout the U.S. Find a VSP doctor at irta.vspforme.com or call 800-877-7195.
  • Easy copays: Just $10 for an exam every 12 months with a $25 copay for prescription eyeglasses, and a $25 copay for frames covered up to your allowance once every 24 months.
  • Contacts are covered. A contacts exam is covered once every 12 months instead of eyeglasses. Apply the $150 allowance to the cost of your contacts and the lens exam.
  • Extra discounts and savings. Save 20% on additional glasses and sunglasses!

JOIN IRTA TO BENEFIT FROM OUR BENEFITS >

Vision Coverage Image
Other Coverage Image

WHAT OTHER COVERAGE ARE YOU MISSING?

Long Term Care Insurance: Many people need custodial care at some point in life - at home, assisted living, or nursing home.  Unfortunately, many people wait to plan for this until it's too late, causing financial difficulties. Here's your chance to not be one of those people.

Home Healthcare Insurance: This can cover a wide range of health care services given in your home. This is usually more convenient, less expensive, and just as effective as care in a hospital or skilled nursing facility. However, sometimes standard health insurance doesn't cover this!

Medical Transportation Services: When an emergency arises, chances are you'll need medical transportation. This policy can cover the cost of air and ambulance transport, 24/7/365, while at home or traveling anywhere in the world, protecting you from financial loss.

Cancer Insurance: Even if you have medical coverage, chances are it won't cover all your expenses in a crisis like cancer diagnosis. The deductibles, co-pays, travel, and other costs can pile up. This policy can pay a lump sum upon diagnosis of internal cancer or malignant melanoma.  

JOIN IRTA TO BENEFIT FROM OUR BENEFITS >

OTHER CRUCIAL INSURANCE COVERAGE

Get the coverage you need to continue to live your way in retirement!

  • Medicare Supplement Insurance
  • Life Insurance
  • Heart/Stroke Insurance
  • Disability Insurance
  • Annuity Insurance
  • And More 

 

Other Insurance Image

LOST YOUR BENEFITS? WE CAN PROVIDE THEM.

But only if you take the first step. Become a member of our association!

JOIN IRTA TO BENEFIT FROM OUR BENEFITS >

©2018 IRTA and AMBA. All Rights Reserved.